Christian Little

Mostcar insurance policies are still sold on an annual basis. However to match the flexible driving needs ofmanyof today’s drivers, temp insurance is now available for much shorter periods of time.

Short termautomobileinsurance is often classed as policies ranging from one to 28 days. However, now flexibleinsurancecan be secured for between one to eight months.

Highly flexiblecovercan now be provided for drivers on a pay as you go basis. This gives the option of not having to pay for insurance when it will not be required.

There areseveral scenarios wheretemp cover for one day may be appropriate. One is making sure you are adequately insured when using a friendsmotor. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus acquired. This could therefore be an attractive option for more experienced drivers.

Another reason tempcoveris taken out is to provide protection for an additional driver so driving can be shared on a longer journey.

Insuring an overseas visitor while they are here to drive is another popular reason. As is requiring insurance for 24 hours when buying a newmotorand needing to drive it home. Taking a test drive and needinginsurancefor a day can be another eventuality.

Severaldrivers of vans will either be hiring or borrowing the vehicle. This can be where1 week car insurance is appropriate, when you are using a van for a range of situations.

For thoseridersthat are planning a summer road trip,temp cover could be a solution if themotorbikeyou are riding is not one you use regularly. This could be very beneficial if they will only be using themotorbikewhile they are away.