Christian Little

Mostauto insurance policies are still sold for 12 months. However to meet the flexible driving needs of today’s drivers, short termvehicleinsurance is available for much shorter periods.

Short termmotorinsurance is often classed as policies ranging from one to 28 days. However, there are now a number of specialist insurance companies who now offer flexibleinsurancefor between one to six months.

There are even now extremely flexible policies available for longer than one month. This gives the benefit of not having to pay for insurance when it will not be required.

There arenumerous scenarios where temp covermay be required. One is making sure you are adequately covered when using a friendscar. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus built up. This could be advantageous for careful drivers.

Another reasontempinsurance is taken out is to provideinsurancefor an additional driver so driving can be shared on a longer trip or vacatio.

Insuring a foreign guest while they are visiting is a popular reason. As is requiringvehicleinsurance when buying a new vehicle and needing to drive it home before securing a longer term policy. Taking a test drive and requiringinsurancefor a day can be another situation.

Manydrivers of vans will either be hiring or borrowing the vehicle. This is where2 week car insurance can be very useful, if you are borrowing a van to move house or for other needs.

Forbikersthat are planning a summer road trip,tempcover could be convenient. This may prove cost effective if they will only be riding while they are away and usually drive their car when at home.