Christian Little

Numerous car insurance policies are still sold for 12 months. However, to meet the flexible needs of modern driving, temporary insurance is now available for shorter periods of time.

A commonly accepted definition of short term motor cover is insurance ranging from one month to as little as 1 day. However, there are now a number of specialist insurance companies who offer flexible cover for between one to six months.

To add to this, rolling pay as you go monthly insurance is now available to drivers. This gives the option to switch insurance on and off for times when they know it will not be required.

One can think of several reasons where drivers may take out a 1 day car insurance policy. One of the most common is making sure you are protected when borrowing a friends automobile. Although you may be able to drive another vehicle on your annual policy, securing an extra policy for this could protect any no claims bonus acquired. This could therefore be a cost effective option for more experienced drivers.

Another reason tempinsurance is beneficial is when providing insurance for a driver sharing the driving on a longer journey.

Insuring an overseas guest is a scenario where taking out short term insurance may be necessary. As is requiring insurance for 24 hours when buying a new automobile and needing to drive it home. Taking a test drive and requiring cover for a day or weekend can be another reason.

Several of us who drive a van, won’t actually own it. This can be where P.A.Y.G. car insurance is useful, when you are borrowing a van for differing scenarios.

For those riders that are planning a summer road trip or perhaps attending a biking convention or meet-up, short term car insurance could be a solution. This could be very beneficial if they will only be using the motorbike while they are away.